Regulated delivery

Compliance built into the system.
Not bolted on at the end.

We build crypto and fintech products for licensed teams. MiCA, PSD2, AML and GDPR duties shape the architecture from day one. That means fewer surprises at audit. It also means a shorter path to launch.

Our clients are VASPs, PSPs, EMIs, neobanks and crypto startups across the EU. They need one partner who understands both the chain and the rulebook.

Frameworks

The rulebooks we design against

Each framework changes concrete parts of the build. Here is where it lands in the code, the data model and the run book.

  • MiCA

    Markets in Crypto-Assets

    We map licence duties onto the system early. Safeguarding, disclosure and reporting land as real services, not slides.

    MiCA-ready architecture

  • PSD2

    Payment services

    Strong customer authentication, SCA exemptions and clean audit trails. Payment flows carry their own evidence.

    Payment rails

  • AML

    AML & Travel Rule

    Screening, risk scoring and Travel Rule messaging sit inside the transaction path. Nothing runs as a side script.

    AML / Travel Rule aware

  • GDPR

    Data protection

    EU data residency, least-privilege access and retention rules. Personal data is scoped before the first schema is drawn.

    GDPR-compliant delivery

  • PCI

    Card data readiness

    Card flows stay outside your core where possible. Scope shrinks, and the yearly review gets far cheaper.

    PCI DSS readiness

  • SOC 2

    Control readiness

    Change control, logging and access reviews ship with the build. Your auditor reads systems, not promises.

    SOC 2 readiness

Control surface

Controls that leave a trail

A control nobody can prove is not a control. So each one ships with the record that shows it ran. Auditors read the system, not a deck.

The table lists the baseline we apply to digital-asset builds. Scope changes by licence and product. Read the deeper build detail on our compliance engineering and wallet and custody pages.

Baseline controls and their evidence
#AreaControlEvidence
01 Key custody MPC or HSM signing, split quorum Key ceremony record, rotation log
02 Transaction screening Pre-broadcast checks with hard stops Decision trail per transfer
03 Client funds Segregated ledgers, daily reconciliation Break report, sign-off history
04 Access Role-based, reviewed each quarter Access review export
05 Change control Reviewed merges, signed releases Release record per deploy
06 Incidents Severity tiers, agreed response windows Written post-mortem

Method

Four gates, one delivery discipline

Compliance work is scheduled, not improvised. Every phase has an owner and a written output.

  1. 01

    Obligation baseline

    Discovery names your licence path and duties. We write down what applies before any code is planned.

  2. 02

    Architecture gate

    Each duty becomes a control in the design. A threat model and data map go with it.

  3. 03

    Build with evidence

    Controls ship inside the product. Logs, records and reports are features, not later clean-up work.

  4. 04

    Hardening and handover

    We test the controls, then hand over runbooks. Your team can answer an auditor without us.

Questions

What teams ask us first

Straight answers about scope, change and existing systems.

Do you provide legal or licensing advice?

No. We are engineers, not a law firm. We build what your counsel and compliance officer define. We translate those duties into architecture, controls and evidence your regulator can read.

What happens when the rules change mid-build?

Duties are re-checked at every phase gate. Most changes land as a scoped adjustment inside the roadmap you already approved. When a change moves the build envelope, you get the impact in writing first.

Can you work with our existing platform?

Yes. Most engagements start with a system that already exists. We read the current design, find the gaps, then close them against interfaces your team owns.

Bring us your compliance surface

Send the licence path and the product you plan to ship. We come back with the architecture, the control gaps and a delivery order. Architects join the call. An NDA comes first.

Book a discovery call [email protected]

Prefer proof first? Read our case studies.