AML compliance software,
engineered into your stack.

We are an engineering partner, not a packaged product. TrustChange designs and builds bespoke AML and KYC compliance software that runs inside your stack, on your infrastructure, under your keys. You own the code, the data and the controls at the end. That means no per-seat licence lock-in and no shared multi-tenant database — but it also means we take on delivery, not a one-week install.

Both patterns are common. We often start with a control map and gap review of what you already run — vendor screening tools, a KYC provider, a home-grown case queue — then harden the integrations, add the missing pieces (Travel Rule adapters, rule editors, evidence exports) and unify them behind one interface. When the underlying system cannot meet MiCA, PSD2 or Travel Rule expectations, we design a replacement that migrates on the live path.

We use machine-learning models where they earn their keep — risk scoring, alert triage, entity resolution — and only inside an explainable pipeline. Every automated decision writes the features, the model version and the threshold that produced it to the audit log, so a reviewer can reproduce it. We do not sell AI-powered AML compliance software as a black box, and we never let a model make the final decision on a suspicious activity report.

MiCA and the EU AML package, PSD2 and SCA, the FATF Travel Rule and GDPR most often. In the US context we work to BSA / AML expectations — CIP, CDD, suspicious activity monitoring and record-keeping — as an engineering partner alongside your compliance officer. Our compliance overview page lists how each one lands in the build.

One control plane with pluggable adapters. Identity and KYB checks, sanctions and PEP lists, wallet risk lookups, Travel Rule counterparties and transaction monitoring rules all speak to the same case and evidence store. Swapping any single provider is a config change, not a rebuild — that is what integrated means in practice, and it is why buyers choose a bespoke build over a rigid AML compliance system.

A control map and gap review. It takes a few weeks and fits inside a fixed-scope agreement. You keep the artefacts — control catalogue, data-flow diagrams, ranked gap list — even if we never build together. Most buyers use it to brief their board, their auditor or the next AML compliance vendor they evaluate.