AML transaction monitoring software,
engineered as a system you own.

One system covers customer and counterparty screening (sanctions, PEP, adverse media), transaction monitoring on fiat and crypto legs, wallet-risk enrichment, KYC / KYB with deepfake-aware liveness, alert-to-case output, and SAR/STR draft preparation. It ships as source code in your repositories, with the IP assigned to you and the rules versioned in your admin console. There is no per-alert fee and no shared multi-tenant backend between you and your MLRO.

Off-the-shelf products bundle a generic rule set and a vendor lock behind a licence. TrustChange is an engineering partner: the screening pipeline, the monitoring engine, the KYC flow and the case output are engineered against your actual rails, risk appetite and licence context. A bespoke build takes longer up front, but you keep every rule, every adapter and every alert-to-case decision — and you can swap vendors without renegotiating a contract.

Onboarding and step-up runs a document check, a proof-of-address check and a liveness check with deepfake-aware signals — motion consistency, presentation-attack detection and challenge-response prompts through your identity vendor. Failed or borderline checks open cases in the analyst queue instead of blocking silently, so the analyst sees the vendor evidence and can decide. KYC/AML deepfake-detection compliance is treated as one control among many, wired to the same case output as sanctions and wallet-risk hits.

The pipeline is vendor-agnostic. Screening adapters cover the major sanctions, PEP and adverse-media providers and can add new ones without touching the monitoring engine. A PEP screening API compliance AML integration slots into the same adapter contract as sanctions and adverse media. Wallet screening tools for AML compliance plug in beside fiat screening, so a single alert can reason across fiat and on-chain legs. Your compliance team owns which vendor is authoritative and which is a second opinion.

TrustChange is an engineering partner, not a law firm — your MLRO and compliance advisers set the policy; we ship the controls, the tests and the evidence. We do not claim licence status, supervisor approval, false-positive rates or detection guarantees on your behalf. What we do commit to is engineering discipline: rules are testable, decisions are logged with a version, overrides carry four-eyes, and the whole pipeline can be replayed against historical data before a rule change ships to production.

The monitoring engine can push alerts into your existing case system, or hand them to our own AML case management software development build if you want one owner across both. Either way, the pipeline reconciles to your rails, your ledger and your reporting cadence, and the audit bundle is exportable for supervisor requests — nothing about your existing MLRO tooling, chart of accounts or period locks is silently rewritten.